Unit Trust of India
Establishment of Unit Trust of India The Unit Trust of India (UTI) was established by the government of India on 1st February 1964 under the Unit Trust of India Act,…
Reverse Mortgage Loan (RML)
What is Reverse Mortgage Loan? A reverse mortgage is a loan that enables senior homeowners, aged 62 and above, to convert part of their home equity into tax-free* income without…
What is Securitisation? Process, Participants, Types, Benefits
What is Securitisation? Securitization is the process of pooling and packaging Financial Assets, usually relatively illiquid, into liquid marketable securities. Securitization is an array of conversion of nonmarketable assets into…
What is Asset Liability Management? Definition, Functions, Objectives, Principles, Process
What is Asset Liability Management? Asset Liability Management is a technique of managing the maturities, rate structure, and risk in the asset and liability portfolios in accordance with interest rate…
National Housing Bank (NHB)
What is National Housing Bank (NHB)? National Housing Bank was established on July 9, 1988 under the National Housing Bank Act, 1987. It is a wholly-owned and apex bank of…
Housing Finance
Urbanization becomes a popular trend in developing countries in recent decades. This trend is both a source of development opportunities and challenges for the housing sector. Many developing countries are…
Real Estate Finance
Real estate investment is a long-term investment and also it is a durable asset. The life of the building is much longer than any other asset. The realization of land…
What is Mutual Fund? Definition, Types, Advantages, Disadvantages, Parties, Myths
What is Mutual Fund? A Mutual fund is a trust that pools a number of savings investors, who shares a common financial goal. From the aforesaid definition, we can understand…
What is Credit Cards? Features, Advantages, Disadvantages
What is Credit Cards? A credit card is a convenient tool that allows you to buy items now and pay for them later. If you buy something with credit, you…
What is Venture Capital? Stage, Importance, Types, Mode, History
What is Venture Capital? Venture capital is money provided by an outside investor to finance a new, growing, or troubled business. The venture capitalist provides the funding knowing that there’s…
